This Privacy Policy outlines RayannPay Africa’s policies and procedures regarding the collection, use, and disclosure of your information when you use RayannPay products and services. It also explains your privacy rights and how applicable laws protect you. By using RayannPay, you agree to the collection and use of your information as described in this Privacy Policy.

Definitions

  • Account: A unique identifier created for you to access RayannPay or its services through the RayannPay infrastructure.
  • Company: Refers to RayannPay Africa (“We,” “Us,” or “Our”).
  • Service: Refers to the financial and transaction-related solutions offered by RayannPay Africa.
  • Service Provider: Any third-party company or individual that processes data on behalf of RayannPay Africa.
  • Cookies: Small files placed on your device that store details about your browsing history and behavior.
  • Personal Data: Any information that can identify an individual or business, including both user-provided and automatically generated data.
  • Website: Refers to RayannPay’s official website, https://rayannpay.xyz.
  • User-Provided Information: Information you submit, including name, email, contact details, transaction-related data, and device information.

Collection and Use of Your Personal Data

RayannPay collects the following types of data:

  • User-Provided Data: When registering, you provide personal information such as name, email address, age, username, password, and other registration information. You may also provide transaction details, payment information, and requests for help or support.
  • Automatically Collected Data: RayannPay may automatically collect information, including device details (such as type, unique device ID, and IP address), operating system, browser type, and usage patterns.
  • Cookies and Tracking Technologies: RayannPay uses Cookies, beacons, and tags to track and analyze usage patterns and improve the Service.

How We Use Your Personal Data

RayannPay may use your personal data for the following purposes:

  • Service Provision: To provide and maintain the Service, including monitoring usage and managing your registration as a user.
  • Contract Performance: To manage purchases, contracts, and services related to the Service.
  • Communication: To send you updates, security notifications, and communications about your account, services, or new offers.
  • Promotional Offers: To send news, special offers, and general information about products and services that may interest you unless you opt out.
  • Business Transfers: In the event of a merger, acquisition, or sale, your personal data may be transferred as part of the assets involved.

Disclosure of Your Personal Data

RayannPay will only disclose your personal data in the following circumstances:

  • Service Providers: To third parties contracted by RayannPay to provide services on its behalf.
  • Business Transfers: If RayannPay is involved in a merger or acquisition, your data may be transferred to the new entity, subject to this Privacy Policy.
  • Legal Requirements: If required by law, such as in response to court orders or requests from public authorities.

Data Retention

RayannPay will retain your personal data for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, or enforce agreements.

Intellectual Property

All content on the RayannPay platform, including text, images, graphics, logos, and interfaces, is owned by RayannPay Africa. You do not receive any rights, titles, or interests in RayannPay’s intellectual property. You agree to cooperate with any necessary actions to affirm RayannPay’s intellectual property rights.

Security and Fraud Control

RayannPay implements robust security measures to prevent fraud and protect personal data from unauthorized access, loss, or modification. While we strive to maintain a high level of security, no system is foolproof. RayannPay takes reasonable actions to address security breaches promptly and effectively.

How to Contact Us

If you have any questions about this Privacy Policy, you can reach us by:

Changes to This Privacy Policy

RayannPay may update this Privacy Policy from time to time. You are encouraged to review it periodically for any changes, which will be effective when posted on this page.